Joanne Bard

Fraud

Double 

Indemnity Part Two

When deception hides behind trust, survival demands courage. Fraud: Double Indemnity – Part Two follows an interesting true-to-life journey through manipulation, betrayal, and relentless determination. Every chapter leads to unsettling truths, exposing the lasting consequences of fraud while inspiring readers to recognize danger before it is too late.

About the Author

Joanne Bard

Voice

Behind the Truth

Joanne Bard is a Manitoba-based author whose autobiographical works illuminate the hidden realities of fraud and deception.

She encourages readers to recognize manipulation, strengthen their awareness, and find hope beyond adversity. Joanne turns deeply personal experiences into meaningful lessons that can protect countless others.

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