About the Author

Joanne Bard lives in the small community of Seven Sisters Falls, Manitoba, where she transforms personal experiences into compelling autobiographical works that educate and inspire. Fraud: Double Indemnity – Part Two is the fourth installment in her collection, continuing her mission to expose the devastating effects of fraud while encouraging readers to recognize warning signs before they become victims.

With intriguing storytelling and honesty, she seeks to raise lasting awareness about scams, manipulation, and the emotional consequences that often remain long after financial losses have passed.